Which vehicles have the lowest insurance rates?

June 7th, 2021 by

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What Types of Vehicles have Low Insurance Rates?

At Carl Black Hiram Auto Superstore near Atlanta, we’ve helped all types of people get a pre-owned vehicle that fits their wants and needs. One factor that steers people in one direction or another is cost. The sticker price, maintenance, and gas costs, but also insurance costs.

Here are the vehicles that have some of the lowest insurance rates in 2021?

How to Buy a Car with Your Tax Refund

Lowest Annual Insurance Premiums by Vehicle Type

Below, you’ll find 25 vehicles from the 2020 model year that have low insurance premiums. We’ve sorted them by them by body type. These premiums are averaged out for all 50 states and Washington D.C.

Crossovers/SUVs2021 Outback driving on coastal road

  • Subaru Outback – $1,392
  • Jeep Wrangler – $1,416
  • Honda CR-V – $1,439
  • Subaru Forester – $1,465
  • Ford Escape – $1,476
  • Chevy Equinox – $1,511
  • Jeep Cherokee – $1,521
  • Toyota RAV4 – $1,555
  • Nissan Rogue – $1,585
  • Jeep Grand Cherokee – $1,592
  • Ford Explorer – $1,641
  • Toyota Highlander – $1,773

Trucks

  • Ford F-150 – $1,505
  • Toyota Tacoma – $1,527
  • Ram 1500 – $1,615
  • GMC Sierra 1500 – $1,622
  • Chevy Silverado 1500 – $1,724

Sedans

  • Honda Accord – $1,667
  • Hyundai Elantra – $1,673
  • Toyota Corolla – $1,701
  • Toyota Camry – $,1704
  • Honda Civic – $1,720
  • Nissan Sentra – $1,724
  • Nissan Altima – $1,781
  • Tesla Model 3 – $2,215

The full table of vehicles with MSRPs and insurance costs as a percentage of starting MSRP can be found here.

Which Types of Vehicles are the Least Expensive to Insure

According to the data, crossovers and small SUVs are the cheapest to insure, by far. Trucks, depending on the model, are the next cheapest. Sedans and compact sedans are the third cheapest to insure, which can be a little surprising given the relatively low MSRPs sedans and compact sedans are known for.

Where to Buy Used Vehicle in Atlanta?

If you’re looking to get a used vehicle in Atlanta, then Carl Black Hiram Auto Superstore is the place to go. With our Used Specials, you can get a high-quality used vehicle for even less. If you have any questions, feel free to give us a call. We’ll be happy to help.

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